Pension

The CAAT Pension Plan is a defined benefit plan offered to Niagara College employees designed to help you reach your retirement goals.

Whether you are a new employee or an experienced employee approaching retirement, you can find more information on our different plans and other related options below. If you would like to speak to a representative at CAAT Pension please call them directly at 866-350-2228.

Full-Time Employees

DBprime Pension Plan

Full-time employees are automatically enrolled into DBprime. It is a secure Defined Benefit pension plan that makes it easy to save for retirement and build a stable, predictable retirement income. You contribute a percentage of your earnings into the Plan each pay and the College matches your contributions dollar for dollar.

Learn more about the DBprime Pension Plan

Part-Time and Contract Employees

DBplus Pension Plan

DBplus is designed to meet the unique needs of members who work part-time or are on contract. It is a Defined Benefit pension plan design with a fixed contribution rate for members, matched dollar for dollar by the College.

Learn more about the DBplus Pension Plan

Did You Know?

You can create a pension estimate:
You can calculate an estimated cost of purchasing and/or transferring service with the Actuarial Cost Estimator (ACE Tool):
Retirees may be eligible to participate in benefits through the College Employer Council:

Questions?

For questions about your pension, please contact:

Marie Mesic
Benefits and Pension Specialist
[email protected]
905-735-2211, ext. 7015

Josephine Boydell
Benefits and Pension Specialist
[email protected]
905-735-2211, ext. 7878

Back to Top