{"id":27,"date":"2021-09-14T16:14:16","date_gmt":"2021-09-14T20:14:16","guid":{"rendered":"https:\/\/www.niagaracollege.ca\/humanresources\/?page_id=27"},"modified":"2024-07-18T14:08:13","modified_gmt":"2024-07-18T18:08:13","slug":"pension","status":"publish","type":"page","link":"https:\/\/www.niagaracollege.ca\/humanresources\/employees\/pension\/","title":{"rendered":"Pension"},"content":{"rendered":"\r\n<div  class=\"layout-bar content-bar lgrey\" style=\"background-color:#f4f4f4\">\r\n\t<div class=\"r\">\r\n     <div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:20%\">\r\n\t\r\n\t<figure class=\"image d tb none\" >\r\n\r\n\t\t\r\n    \r\n      \r\n          <a href=\"https:\/\/www.caatpension.on.ca\/en\/members\" target=\"_blank\">\r\n\r\n      \r\n    \r\n\t\t<img decoding=\"async\" src=\"https:\/\/www.niagaracollege.ca\/humanresources\/wp-content\/uploads\/sites\/104\/2021\/09\/caat-logo-en-colour.png\" alt=\"caat Pension Plan logo\" \/>\r\n\r\n\t\t\t\t\t<\/a>\r\n\t\t\r\n\t\r\n\t<\/figure>\r\n\r\n\t\r\n  \n\n\r\n  \r\n  \r\n    \r\n    <a class=\"btn xsmall\"  href=\"https:\/\/www.caatpension.on.ca\/en\/members\"  target=\"_blank\" ><i class=\"fa-classic fa-solid fa-up-right-from-square\" aria-hidden=\"true\"><\/i>Visit the CAAT Pension Plan Website<\/a>\r\n\r\n  \r\n  <\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\">\r\n<div class=\"introduction dg l\">\r\n   The CAAT Pension Plan is a defined benefit plan offered to Niagara College employees designed to help you reach your retirement goals. <\/div>\r\n\n\n\n<p class=\"is-style-p-large\">Whether you are a new employee or an experienced employee approaching retirement, you can find more information on our different plans and other related options below. If you would like to speak to a representative at CAAT Pension please call them directly at 866-350-2228.<\/p>\n<\/div>\n<\/div>\n\n<\/div>\r\n\t<\/div>\r\n\t<div><a href=\"#top\" class=\"invisiskip\"><span>Back to Top<\/span><\/a><\/div><\/div>\r\n\n\n\r\n<div  class=\"layout-bar content-bar\" style=\"background-color:#ffffff\">\r\n\t<div class=\"r\">\r\n     <div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Full-Time Employees<\/h4>\n\n\n\n<h5 class=\"wp-block-heading\">DBprime Pension Plan<\/h5>\n\n\n\n<p>Full-time employees are automatically enrolled into DBprime. It is a secure Defined Benefit pension plan that makes it easy to save for retirement and build a stable, predictable retirement income. You contribute a percentage of your earnings into the Plan each pay and the College matches your contributions dollar for dollar.<\/p>\n\n\n\r\n  \r\n  \r\n    \r\n    <a class=\"btn medium\"  href=\"https:\/\/www.caatpension.ca\/members\/member-resources#dbprime\"  target=\"_blank\" ><i class=\"fa-classic fa-solid fa-square-up-right\" aria-hidden=\"true\"><\/i>Learn more about the DBprime Pension Plan<\/a>\r\n\r\n  \r\n  <\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Part-Time and Contract Employees<\/h4>\n\n\n\n<h5 class=\"wp-block-heading\">DBplus Pension Plan<\/h5>\n\n\n\n<p>DBplus is designed to meet the unique needs of members who work part-time or are on contract. It is a Defined Benefit pension plan design with a fixed contribution rate for members, matched dollar for dollar by the College.<\/p>\n\n\n\r\n  \r\n  \r\n    \r\n    <a class=\"btn medium\"  href=\"https:\/\/www.caatpension.ca\/members\/member-resources#dbplus\"  target=\"_blank\" ><i class=\"fa-classic fa-solid fa-square-up-right\" aria-hidden=\"true\"><\/i>Learn more about the DBplus Pension Plan<\/a>\r\n\r\n  \r\n  <\/div>\n<\/div>\n\n<\/div>\r\n\t<\/div>\r\n\t<div><a href=\"#top\" class=\"invisiskip\"><span>Back to Top<\/span><\/a><\/div><\/div>\r\n\n\n\r\n<div  class=\"layout-bar content-bar lblue\" style=\"background-color:#ebf6fd\">\r\n\t<div class=\"r\">\r\n     <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><i class=\"fa-solid fa-info-circle\"><\/i> Did You Know?<\/h4>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading\"><i class=\"fa-solid fa-retweet\"><\/i> You may be able to transfer service from a previous registered pension plan:<\/h5>\n\n\n\n<ul class=\"is-style-check-grey is-style-vlarge wp-block-list\">\n<li><a href=\"https:\/\/www.niagaracollege.ca\/humanresources\/wp-content\/uploads\/sites\/104\/2021\/09\/transfer-former-employer-plan-transferred-from-former-plan.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Transfer from a former employer\u2019s pension plan \u2013 non-CAAT Service (benefit transferred out of former plan) (PDF)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.niagaracollege.ca\/humanresources\/wp-content\/uploads\/sites\/104\/2021\/09\/transfer-former-employer-plan-currently-with-former-plan.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Transfer from a former employer\u2019s pension plan \u2013 non-CAAT Service (benefit currently with former plan) (PDF)<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading\"><i class=\"fa-solid fa-money-bill-alt\"><\/i> You can purchase past CAAT service:<\/h5>\n\n\n\n<ul class=\"is-style-check-grey is-style-vlarge wp-block-list\">\n<li><a href=\"https:\/\/www.niagaracollege.ca\/humanresources\/wp-content\/uploads\/sites\/104\/2021\/09\/service-purchase-prior-service-with-CAAT.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Prior Service with CAAT<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.niagaracollege.ca\/humanresources\/wp-content\/uploads\/sites\/104\/2021\/09\/service-purchase-pre-enrol-before-Jan-1-2014.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Pre-Enrolment Purchase Before January 1, 2014<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.niagaracollege.ca\/humanresources\/wp-content\/uploads\/sites\/104\/2021\/09\/service-purchase-other-than-fulltime-prior-to-enrolment.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Other Than Regular Full-Time Prior to Enrolment<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading\"><i class=\"fa-solid fa-file-invoice-dollar\"><\/i> You can create a pension estimate:<\/h5>\n\n\n\n<ul class=\"is-style-check-grey is-style-vlarge wp-block-list\">\n<li><a href=\"https:\/\/www.caatpension.on.ca\/en\/tools\/pension_estimator\" target=\"_blank\" rel=\"noreferrer noopener\">CAAT Pension Estimator<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading\"><i class=\"fa-solid fa-calculator\"><\/i> You can calculate an estimated cost of purchasing and\/or transferring service with the Actuarial Cost Estimator (ACE Tool):<\/h5>\n\n\n\n<ul class=\"is-style-check-grey is-style-vlarge wp-block-list\">\n<li><a href=\"https:\/\/www.caatpension.ca\/members\/estimate-your-pension\/ACE\" target=\"_blank\" rel=\"noreferrer noopener\">ACE Tool \u2013 DBprime members<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.caatpension.ca\/members\/estimate-your-pension\/dbplus-purchase-c?l=en-us\" target=\"_blank\" rel=\"noreferrer noopener\">ACE Tool \u2013 DBplus members<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:1px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading\"><i class=\"fa-solid fa-first-aid\"><\/i> Retirees may be eligible to participate in benefits through the College Employer Council:<\/h5>\n\n\n\n<ul class=\"is-style-check-grey is-style-vlarge wp-block-list\">\n<li>Visit the <a href=\"https:\/\/www.collegeemployercouncil.ca\/benefits\/retiree-benefits\">College Employer Council<\/a> for more information.<\/li>\n<\/ul>\n\n\n\n<p class=\"is-style-p-vlarge\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n<\/div>\r\n\t<\/div>\r\n\t<div><a href=\"#top\" class=\"invisiskip\"><span>Back to Top<\/span><\/a><\/div><\/div>\r\n\n\n\r\n<div  class=\"layout-bar content-bar\" style=\"background-color:#ffffff\">\r\n\t<div class=\"r\">\r\n     <div class=\"acf-innerblocks-container\">\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><i class=\"fa-solid fa-question-circle\"><\/i> Questions?<\/h4>\n\n\n\n<p>For questions about your pension, please contact:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Marie Mesic<\/strong><br><em>Benefits and Pension Specialist<\/em><br><a href=\"mailto:mmesic@niagaracollege.ca\">mmesic@niagaracollege.ca<\/a><br>905-735-2211, ext. 7015<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Josephine Boydell<\/strong><br>\n<em>Benefits and Pension Specialist<\/em><br>\n<a href=\"mailto:jboydell@niagaracollege.ca\">jboydell@niagaracollege.ca<\/a><br>\n905-735-2211, ext. 7878\n<\/p>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n<\/div>\r\n\t<\/div>\r\n\t<div><a href=\"#top\" class=\"invisiskip\"><span>Back to Top<\/span><\/a><\/div><\/div>\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":18,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/featured-page.php","meta":{"_acf_changed":true,"footnotes":""},"class_list":["post-27","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pension | Human Resources | Niagara College<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.niagaracollege.ca\/humanresources\/employees\/pension\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pension | Human Resources | Niagara College\" \/>\n<meta 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