About OSAP

What is it?

  • OSAP helps students from lower and middle income families meet the costs of college.
  • It provides financial assistance for educational costs and basic living expenses.
  • Assistance is based on financial need as established by the federal and/or provincial governments and as determined by the Ontario Student Assistance Program (OSAP) through an assessment of your application.
  • Educational costs (such as tuition fees, books and supplies, basic living expenses) and the resources that you are expected to contribute are taken into consideration.
  • It is not the purpose of student financial assistance to supply all of the assistance you may need to meet your educational and living costs.
  • OSAP is a loan that you must pay back once your studies have been completed.
  • When you fill out your OSAP application you will automatically be assessed for grants. These grants do not need to be paid back.
Frequently asked questions

Download in-depth guides to learn about OSAP: what it is, what “free tuition” means, and much more.

Learn more about OSAP at www.ontario.ca/osap.

How do I apply?


Apply online at www.ontario.ca/osap.

An online application means:

  • Your application and the OSAP website is available online 24 hours a day, 7 days a week.
  • It is quick and easy to use and your information is secure.
  • Built-in prompts will help you avoid making entry errors.
  • You can get an on-the-spot estimate of the amount of funding you may receive.
  • There is no application fee when you apply online.

The online OSAP application becomes available in May for the coming academic year.

Step-by-Step OSAP Guide

OSAP Probation Form

If you have been placed on OSAP Probation Form, you must complete OSAP Probation Form as supporting documentation for your application to process.